Punjab’s livestock farmers have a new reason to pay attention: the second phase of the CM Punjab Livestock Card has launched, offering Rs 16.2 billion in interest-free financing for animal feed. If you keep cattle, buffalo, goats, or sheep in Punjab, this card can cut your biggest running cost — feed — without any interest burden. This guide explains the loan amount, who qualifies, and how to apply through the official channels.
Livestock Card Phase 2 at a Glance
| Detail | What it is |
|---|---|
| Scheme | CM Punjab Livestock Card, Phase 2 |
| Launched | 14 October 2026, Lahore |
| Total financing | Rs 16.2 billion, interest-free |
| Loan per animal | Rs 27,000 |
| Animals covered | 5 to 20 per farmer |
| Maximum per farmer | Rs 540,000 |
| Cash withdrawal | Up to 25% of the limit |
| Apply via | plc.punjab.gov.pk, helpline 0800-09211 |
The scheme is run by Punjab’s Livestock and Dairy Development Department. The government bears the entire interest cost, so the farmer repays only the principal amount. That single feature is what makes the card different from an ordinary bank loan.
Livestock Card Ke Liye Apply Karne Ka Tareeqa
Applications go through official channels only. Follow these steps:
- Visit the official portal plc.punjab.gov.pk, call the free helpline 0800-09211, or visit your nearest veterinary hospital or Maqam Sahulat desk.
- Enter your CNIC, your mobile number, and the details of the animals you own.
- Livestock Department staff verify your animals against department records.
- Once approved, you receive your card and can buy feed from registered dealers after identity checks.
- Up to 25% of your approved limit can also be withdrawn in cash through Bank of Punjab ATMs for labour and emergency expenses.
Before you apply, check the portal for the current registration window, because scheme windows open and close in phases. If the portal shows the current season closed, wait for the next announced round rather than paying anyone who promises early registration.
Who Is Eligible for the Livestock Card?
Eligibility follows the department’s published conditions. You must be a permanent resident of Punjab and own the animals listed in your application — between 5 and 20 head. Your mobile SIM must be registered in your own name, and you must have no previous defaults under government loan schemes. Your animals are verified by department staff, so the number you declare must match the record. Women livestock farmers are fully eligible, and the programme has specifically encouraged their participation.
How Much Loan Do You Actually Get?
The math is straightforward and worth understanding before you apply. At Rs 27,000 per animal, a farmer with 5 animals qualifies for Rs 135,000, a farmer with 10 animals for Rs 270,000, and a farmer with the maximum 20 animals for Rs 540,000. The loan is for feed only — concentrated feed (wanda), silage, and mineral mixtures bought from registered dealers — so it does not finance buying new animals. The repayment schedule covers a four-month fattening cycle followed by a one-month grace period, and the Punjab government pays the interest, leaving you to repay only the principal.
Why the Card Matters for Small Farmers
Feed is the single biggest running cost of keeping animals, and small farmers often borrow from middlemen at high cost or sell animals early when feed money runs out. An interest-free feed loan lets you fatten animals properly and keep milking animals healthy until sale, which can raise your income from the same animals. The first phase showed the model works: the department reported a 96% loan recovery rate, with 23,312 Livestock Cards distributed and more than 70,000 transactions by farmers. Those figures are why the second phase expanded the total financing to Rs 16.2 billion and the target to 600,000 animals over two years.
What the Card Does Not Cover
Clarity here prevents disappointment later. The card cannot be used to buy animals, only to buy feed and related inputs from registered dealers. The 25% cash portion is the only part available as cash, and it is meant for labour and emergency costs, not for unrelated spending. If your animals are not registered with the Livestock Department, or your SIM is not in your own name, your application will stall at verification — fix those two records first, because they are the most common reasons for delay.
Frequently Asked Questions
How much loan do I get per animal under Livestock Card Phase 2?
Rs 27,000 per animal, interest-free, for farmers owning 5 to 20 animals — from Rs 135,000 up to Rs 540,000.
Is the Livestock Card loan really interest-free?
Yes. The farmer repays only the principal amount; the Punjab government bears the interest cost.
Can I withdraw cash from my Livestock Card?
Up to 25% of your approved limit can be withdrawn in cash through Bank of Punjab ATMs. The rest is used at registered feed dealers.
How do I apply for the Livestock Card?
Through plc.punjab.gov.pk, the free helpline 0800-09211, your nearest veterinary hospital, or a Maqam Sahulat desk.
Can women farmers apply?
Yes. Women livestock farmers are fully eligible, and the programme has encouraged their participation.
Can goat and sheep farmers apply?
Yes. Farmers with goats and lambs are included, within the 5 to 20 animal range.
What if the portal shows the current season closed?
Wait for the next officially announced round. Do not pay anyone who promises early or backdoor registration.
Final Words
The Livestock Card Phase 2 puts real money behind Punjab’s small farmers — Rs 27,000 per animal, interest-free, up to Rs 540,000 — for the one cost that matters most: feed. Check your animal record and your SIM registration, apply only through plc.punjab.gov.pk, the 0800-09211 helpline, or a veterinary hospital, and never pay an agent for registration. The card is a government entitlement, and the official channels are free.
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Disclaimer: amuoba.pk is not an official website. Always verify scheme details on plc.punjab.gov.pk or the helpline 0800-09211 before acting.
